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  • Technology Transformation as Strategic Competitive Advantage: Commonwealth Bank of Australia
    The Commonwealth Bank of Australia (CBA) is heading towards a successful conclusion of its core banking transformation. Aside from the parallels between this process and Deutsche Bank's current Magellan project, it is CBA's modernization strategy in regard to online and mobile channels that is of particular interest here. This strategy shows how established banks can use their technological flexibility and recently freed up resources to integrate innovative banking concepts into their own portfolio by cooperating with external parties.
  • Wirecard presents mobile Card Reader for Smartphones
    The Munich-based company Wirecard AG recently presented a mobile card-reading device that turns mobile terminal devices into points of sale, much as Square is doing in the US and iZettle in the Scandinavian countries. This attachable gadget enables small and medium-sized businesses in particular to accept customer payments without having to resort to more comprehensive and expensive cash register and terminal systems.
  • Why Square Doesn’t Equal Square – and Why Starbucks is Cooperating with Square
    The partnership between Square and Starbucks is causing a big stir. In order to understand the full impact of the deal, it is necessary to pinpoint which one of Square’s services is part of this cooperation. This contribution will focus on clarifying and assessing this specific partnership.