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  • Digital Platform Strategy – a Catalyst for Success in the Automotive Industry
    The automotive industry is currently faced with a structural shift that is primarily based on technological and sociological changes, with development driven by demographic change, urbanization and technological progress (Moore’s law). As a result, transportation needs are changing, which in turn is giving rise to altered demands on existing infrastructures.
  • Telcos as a Bank – Renewed Launch into the German Market
    Telefónica Deutschland launched the “O2 Banking” app in partnership with the Munich-based Fidor Bank at the end of July, by offering a fully-fledged current account which includes a MasterCard debit card. An app, developed in-house, provides customer-friendly access to all online banking applications. Furthermore, transfers can be carried out by means of a cellphone number or email address without the need to know the recipient’s bank account number.
  • Digital Platform Strategy – Analogies between the Finance and Automotive Industries
    Global financial markets are currently in a state of upheaval due to technical innovations, shifting customer needs and regulatory requirements. Established structures are faced with the challenge of defending their existing value chain against new market entrants, especially in the field of payment transactions. Financial institutions are losing their grip on the opportunity for success, namely the customer touchpoint.