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  • The Market for Mobile Payment Solutions: Scenarios for Future Diversity at the Point-of-Sale
    The market for mobile payments has long been identified as a growth market with great potential. This market is predicted to achieve a sales volume of over US$ 700 billion by 2017, some experts have even forecast that this volume will increase to nearly US$ 1 trillion as early as 2015. The rapid growth of the mobile payment market becomes clear when compared with that of the online payment sector.
  • Technology Transformation as Strategic Competitive Advantage: Commonwealth Bank of Australia
    The Commonwealth Bank of Australia (CBA) is heading towards a successful conclusion of its core banking transformation. Aside from the parallels between this process and Deutsche Bank's current Magellan project, it is CBA's modernization strategy in regard to online and mobile channels that is of particular interest here. This strategy shows how established banks can use their technological flexibility and recently freed up resources to integrate innovative banking concepts into their own portfolio by cooperating with external parties.
  • Wirecard presents mobile Card Reader for Smartphones
    The Munich-based company Wirecard AG recently presented a mobile card-reading device that turns mobile terminal devices into points of sale, much as Square is doing in the US and iZettle in the Scandinavian countries. This attachable gadget enables small and medium-sized businesses in particular to accept customer payments without having to resort to more comprehensive and expensive cash register and terminal systems.