In the face of the developments in the banking market, driven by digitisation, globalisation and industrialisation, institutions must create the conditions for efficient and effective action in the market. In order to maintain some room to manoeuvre and to keep structural options open, established structures must be modernised and transformation must be carried out in accordance with current and future requirements. Central considerations for a decision on a transformation and its successful information relate not only to economic and benefit-oriented factors, but also to the optimum software system and the required skills and expertise.
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