Before You Build: The Agent Blueprint Most Teams Skip
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Expert EN - Nicolas Freitag
Nicolas Freitag is a Director at CORE and Co-Lead of the Financial Services Industry Practice. He has extensive experience across the European banking landscape and has supported a wide range of re...
Read moreNicolas Freitag is a Director at CORE and Co-Lead of the Financial Services Industry Practice. He has extensive experience across the European banking landscape and has supported a wide range of retail banks in large-scale transformation programs. His work focuses on shaping and executing strategy, operating model, and technology initiatives that help banks restore efficiency, relevance, and sustainable profitability.
Read lessExpert EN - Jan Otis Ernst
Jan Otis Ernst is Senior Consultant at CORE and part of the Financial Services Industry practice. He supports banks and financial institutions in strategy- and technology-driven transformation init...
Read moreJan Otis Ernst is Senior Consultant at CORE and part of the Financial Services Industry practice. He supports banks and financial institutions in strategy- and technology-driven transformation initiatives, with a focus on IT and digital strategy, product development and innovation, and the institutionalization of outcome-driven governance models. His work bridges analytical rigor and practical execution, translating strategic ambition into actionable transformation roadmaps.
Read lessExpert EN - Lukas Barthel
Lukas Barthel is Senior Consultant at CORE and part of the Financial Services Industry practice. He advises banks and financial institutions on strategy- and business-driven transformation initiati...
Read moreLukas Barthel is Senior Consultant at CORE and part of the Financial Services Industry practice. He advises banks and financial institutions on strategy- and business-driven transformation initiatives, with a focus on market and competitive analysis, digital business models, and performance benchmarking. His work supports executive teams in making informed strategic choices around efficiency, growth, and scalable operating models; directly aligned with the structural challenges facing European retail banking.
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Figure 3: Six building blocks determine whether an agent can do its job. Miss one and the gap shows up in production