We are

Career at

News at


  • Personal Finance Management: A Service Offered by Banks or an Independent Banking Service?
    The innovations in the field of Personal Finance Management (PFM) are representative of the transformation currently taking place in the classic services offered by banks. While the account statement appears archetypal to banks – and to many clients – innovative products have already begun to exploit the potential of the digital preparation of information. These products enable the user to obtain an overview of personal finances, to manage and steer them; they also realize what is technologically possible and thereby react to changed demands on the part of clients; they integrate a changed self-understanding of clients and expand the classic value-added chain not only by including the factor of information, but also the ability of customers to compile information.
  • Database on Innovative Concepts in the Market for Financial Services
    With its recent study on “Bank Attackers”, the COREinstitute in Berlin provided a comprehensive overview of the innovative developments in the market for financial services, along with a detailed analysis of the newest concepts in the fields of payment transactions, personal finance management, lending operations, and asset management.
  • The Market for Mobile Payment Solutions: Scenarios for Future Diversity at the Point-of-Sale
    The market for mobile payments has long been identified as a growth market with great potential. This market is predicted to achieve a sales volume of over US$ 700 billion by 2017, some experts have even forecast that this volume will increase to nearly US$ 1 trillion as early as 2015. The rapid growth of the mobile payment market becomes clear when compared with that of the online payment sector.